Thursday, May 16, 2024

Is it true that Filipina women will rip you off or majority of them, and what are the warning signs or alarm bells?

Your question necessitates a comprehensive analytical reply. My research has found: a "Rapid Cleaning Scam"

This is a cautionary tale. Imagine finding the perfect woman online. She quickly professes her love and devotion to you and asks to live in the Philippines after marriage. After a wonderful honeymoon, she asks to be added to all credit cards and bank accounts. When the man returns to the States to settle his affairs, she empties his accounts, leaves her apartment, and disappears.

The "Jeckle and Hyde Scam."

This particular scam follows a pattern that unfolds over several years, but the rewards are substantial. A Filipino woman seeks out a wealthy older man to marry and settle down in the United States. She presents herself as a loving and devoted wife, seemingly perfect in every way. However, beneath the surface, her true intentions begin to emerge. After some time, she starts requesting money from her husband to construct a house for her parents. Once the parents' home is built, her focus shifts towards building a retirement home in the Philippines for both of them. This scam is cleverly designed because it appears legitimate, but there is an important factor to consider. As an American citizen, you are unable to own or have controlling rights to property in the Philippines. Consequently, anything built with her will ultimately become solely hers once she decides to end the relationship. When she grows tired of the marriage and believes she has extracted all she can from her husband, her behavior takes a drastic turn. She becomes cold and distant, withholding intimacy and eventually demanding a divorce. Many of these Filipino women have secret boyfriends and children back in the Philippines whom they financially support. Before initiating the divorce, she ensured she had obtained permanent residency or citizenship, making it difficult for the husband to claim that the marriage was fraudulent. In some cases, she may falsely accuse her husband of physical abuse to expedite the divorce process and secure a larger settlement.

"Travel Scam Alert"

The travel scam is an age-old and highly effective scheme. Typically, this scam occurs within the Philippines through online conversations. Imagine you meet a girl online and engage in enticing chats. Eventually, she inquires about your location. Surprisingly, she claims that her parents reside there, and she hasn't seen them in a long time due to financial constraints. She will request money for transportation, promising to visit you and then her family. If you remain unconvinced, she will escalate the situation. "How about this? If you send me the money via Western Union, I will come to visit you first and be your lover for 2 or 3 days before heading to my parents." It's a simple ploy: she relies on your fixation and excitement about a romantic encounter to persuade you to wire her the funds. Once she has your money, she will vanish without a trace.

Another variation of this scam operates differently. A girl, unaware of travel and visa restrictions for Filipino citizens, will contact a man in the United States either over the phone or online. She will assure him that she can immediately visit him. She suggests that he purchase alluring lingerie for her, as she wants to fulfill his every desire. "All you have to do is wire me the money so I can obtain a visa and plane ticket to be with you." Unfortunately, once you send the money, you can bid farewell to it, as you will never hear from her again.

"Potential Scam Targeting Elderly Individuals for Marriage Purposes"

In this fraudulent operation, Filipinos target elderly gentlemen, specifically disabled veterans with a substantial pension. The intention is for the individual to live off the pension after the gentleman's passing. The first step is to convince the man to move to the Philippines, separating him from his family to gain full control over him and his assets.

"Family Loan Scam"

In the event that your fiancé or wife's family is based in the Philippines and facing financial difficulties, there is a high probability that they will approach you for a loan. Within Filipino society, fathers wield considerable influence and may exert pressure on their daughters to seek financial support. It is crucial not to hold your partner accountable or express anger towards them, as they are often left with limited options. The parents may seek confirmation from you regarding the impact of the loan on their income, as it is customary for the borrowed amount to be reimbursed. Declining to provide the loan could lead to the daughter feeling humiliated and potentially losing her parents' consent for the marriage. Siblings may also get involved, praising you as a successful individual and subsequently expecting you to meet their expectations.

"Medical Emergency Scam"

One of the most common and lucrative scams you may encounter in the Philippines is the medical emergency scam. This may involve a girl you have just met online, a fiancé left in the Philippines, or a family member of your Filipino wife.

These are just a few of the possible scenarios that get played out. Scammers usually don't beat around the bush, and they get right to the money question. You will receive a letter, text, or Skype from a girl telling you that their mother or daughter is in the hospital and has a medical emergency. They will tell you it is a life-threatening emergency, but they have no money to save them, so basically, it's all up to you.

The problem is that you probably have no way of verifying the injury or illness or at what hospital they are being treated. Expert scammers in the Philippines have learned how to forge hospital documents showing treatments and dollar amounts billed on sketchy paperwork, mostly written in Tagalog that you won't understand.

It's common in the Philippines for your wife's whole family to be in on the scam. They will come down with all kinds of illnesses and need medications and doctor office visits multiple times a year. Mysteriously, all family members have no money, so all their medical bills fall upon you, or so they think. This will continue to play out throughout her parents' lifetime. Does this mean that every illness is a hoax? No, but unfortunately, it's impossible to tell the real from the fake.

If you have been communicating online with a Filipino girl who has agreed to be your fiancé but has not met her or her family yet, do not fall for this old, tried-and-true medical scam. The girls will continue to take you for as long as they can, right up to the scheduled time you are to meet. This is when she will finally tell you that she does not want you, so don't come here.

"The Long Visit Scam"

One day, completely unexpectedly, your wife's brother and his family show up at your doorstep for a visit. Despite not knowing the reason for their visit, you welcome them and prepare food, watch TV, and have a few drinks together. As the evening wears on, the kids start to doze off, and you feel obligated to offer them a place to spend the night, considering their long journey to visit you.

However, as days pass, it becomes apparent that they have no intention of leaving. They take advantage of your hospitality, lounging around, consuming your food, and making a mess that you constantly have to clean up after. When you finally muster the courage to ask them to leave, they react with anger and offense, which you realize is just a tactic to manipulate you.

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